Pleasure Craft

Coast Underwriters are Canada’s quality choice for pleasure craft insurance for over 50 years

We provide quality service with the ease of online broker quoting tools, dedicated specialist underwriters, extensive capacity, no service fees and AIR MILES® reward miles*.


Coast Underwriters covers pleasure craft


All Risk Agreed Value

  • No depreciation
  • New for old settlement on partial losses
  • Mechanical breakdown
  • Extensive navigation limits
  • Emergency medical
  • Personal effects
  • Equipment stored ashore or removals ashore
  • New acquisitions
  • Emergency towing


Available for Power & Sail

  • All provinces and territories
  • Higher performance
  • Multi-hull (pontoon)
  • Older / antique
  • Limited experience
  • Custom construction


Optional Coverage - Available on Most Packages

  • Claims waiver protection
  • Guaranteed replacement cost on total losses, for vessels up to three years old.



Jet-skis (PWC) All Risk Agreed Value

  • Stand-Alone availability
  • Theft coverage
  • 10 years no depreciation
  • Personal Effects
  • Canvas & Covers
  • Ingestion Included


Lakestar (Toronto Service Area Only)

  • Power & Sail starting at $250,000
  • The premium pleasure craft insurance package
  • With enhanced features included, Lakestar is developed for the discriminating boater


Easy Payment (Toronto Service Area Only)

  • Agency bill (standard terms)
  • Direct bill 1,2, or 3 (cheque, internet, phone)
  • Pre-authorized (No down payment required)
  • Credit card 1, 2 or 3


®Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Inc. and Roins Financial Services Ltd. All other marks owned by their respective trademark owners and used by permission.


*Pleasure craft policyholders can earn one AIR MILES reward mile for every $20 in premium (including taxes), up to a maximum of 15 reward miles per month. The offer of AIR MILES® reward miles is only available to eligible customers in the ‘Toronto Service Area’ – this includes all policies managed through Coast Underwriters - Toronto only. Our broker service area includes Ontario, Manitoba and Quebec, plus specified brokers in Alberta. All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice.